I got it to work - not the software - but the device. I read the seller's email better, and actually with those two buttons to change banks, if you hold them down at a certain bank you can scroll to a certain code that signifies that write protection is off. So I have been able to format the first ten partitions. Wonderful!
I think that I'll need to try the software on a computer that is Intel or has Windows 98. I am betting that that is the problem. I can do that at my parent's house.
In the meantime, I can go from floppy to USER drive and from USER drive to the partition to write styles. When I am done writing, I now know how to protect the bank from accidental erasure. Very cool.
Beakybird