My Taylor listed at $3150, but I traded in my Hammond organ and a few other ditties to come up with a net cost of around $1600-1700.
I have always been able to buy at, or very near wholesale prices because of my connections, and a "pro" consideration from the other dealers. I sell so much stuff that it pays the dealer to sell it to me cheap - I'll be back for something else very quickly. I rarely have an instrument that runs out of warrentee...at least digital stuff. I keep winds and strings and the like.
BTW - We used to sell the Seagull line ( out of Canada) very nice stuff for the money. Mostly cedar tops, if I remember, and satin finishes.