Boo, my Kaiser Permanente HMO health insurance co-payment is $15 for a doctors office visit and $10 for the injection at the orthopedic clinic.
Total out of pocket expense: $25. That's a lot cheaper than the rip off Blue Shield Health Insurance plan I had before.
I switched to Kaiser Permanente 3 years ago and I'm very happy with the care they've given me (so far), and signifantly lower monthly premiums and co-pay amount as well.
Believe it or not, I feel I'm receiving far better health care now, along with courteous service to boot.
Boo, don't know what (if any) health care insurance you got, but Kaiser Permanente is availabe in Colorado, as well as here in California, so Check it out here,
as the 2011-2012 NCQA Health Insurance Plan Ranking lists Kaiser Permanente as the highest rated plan in Colorado, and ranked #6 in the nation.

Scott