Don,
Before the "pretty slow," you need to add damn poor too!! Try living on $1200 a month SS, no brickwork within a 1000 miles, and owing a $90,000 home equity loan on a house that you bought brand new in 1982 for $50,000.

For some of us, life is not a bed of roses fishing bass all day and golf on alternate days and playing music all night. Also we all can't play country music! If we did maybe you'd be out of work. Ha ha! think about it.