Gary, on the whole, I'm afraid we play and do such utterly different approaches, I can't honestly take any recommendation you give. For YOU, that built-in on the S950 might be great low end. For me, it has no depth, no projection.
But the vast majority of my gigs are probably MUCH louder than yours, and built-ins can even BEGIN to compete with a sub and satellite system. I have had a PSR S950 at my house, played it through its built-ins, then through my studio monitors. Night and day!
You play very softly, sing very softly, and play music that is at least a generation older than most of my playlist. I'm afraid what works for you is simply not going to work for me (or many of us here still playing at volume).
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An arranger is just a tool. What matters is what you build with it..!