I started getting my Old Age Security in April this year ( I was 65 in March), and I retired from Yamaha the same month. As it stands, I'm 90% glad I gave it up, and 10% not...I certainly don't miss the long hours on the road, especially during the winter months.

As far as gigging goes, I cut way back several years ago, and I charge a lot more per job when I do take them, so along with my pension, and my greatly reduced living costs (since selling my house and moving to an easier to maintain apartment) I get along just fine. I also do a few recording projects and private arranger tutorials that add to my income.

You can make and have all the money you want and buy lots of toys, but it ain't worth a hoot to you if your health is shot.

I've also been single (divorced) for quite some time now, and have no alimony and child support payments, and, I only have me and my own needs to look after which is also a big plus.

I'm glad I retired, and I'm glad I did it while I still have good health to enjoy all this great free time and no schedule to adhere to whatsoever. I still play every day for my own enjoyment. I haven't worn a watch in several years.

Good luck with your decision, Gary.

Ian