Yeah, I hear you (about the kids) and yes, you will miss it, but keep your head AND chops in the game by practicing EVERY day, learning new songs, and staying in touch with the musical community. Then, when an opportunity arises where conditions are optimal, you'll be ready to go on a moments notice. Trust me, it'll add years to your life. That's the power and beauty of music.
chas
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"Faith means not wanting to know what is true." [Nietzsche]