I have tried to follow the rule of offering 'constructive criticism' where and when I can or offering nothing at all ...

There is always a danger in offering even constructive criticism in that it might not be received in the manner it was intended ...
That being said, being out and out insulting to another member is just not right ...

But Terry, we must remember that one person's opinion is just that - an OPINION, and not to be crude, but like a$$holes, everybody has one ...

Stick around ... we're not ALL bad people ...