Originally posted by captain Russ:
Bill, I formed this company in 1988. Since we had only three employees, i went to my general line agent who takes care of my property and liability insurance. He sold me Anthem Blue Cross for my people. At the time, the cost was about $200.00 each per month. Oveer time, my out-of pockethas increased to about $600.00 per person. We're all older, with a few problems.
Haven't really shopped around much. There are limited optins for a group this small.
Russ
Interesting...
Some small businesses have gotten start quotes from their agents then after the individual assessments happened, those quotes shot way up. That's IF their people could get covered based on pre-existing conditions.
The only criteria Insurance Co's can use under the proposed reforms are age, smoker or non smoker and geographical location. EVERYONE will be accepted...
Sounds like in your case, the public option would be great. Your small enough that your people will be allowed to pick a plan that best suits them from the exchange. No more one size fits all plans.
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Bill in Dayton
[This message has been edited by Bill in Dayton (edited 09-24-2009).]
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