I do my software on the side. Most of my day is devoted to a property management business that I do with my wife. We purchase old Vermont farmhouses and totally rennovate them and then rent them. We just finished our 14th property. Most have septics, all have oil heat and most have fireplaces or stoves.
Vermonst is colder than Ohio and traditionally $1000-1200 was a typical cost of oil for a 2000 square foot home. This is likely to have almost doubled. You can take the uncertainty out of what you pay buy placing an order for the year at a fixed price with your supplier, but this is done in July so you are too late. Things you can and should do to conserve heat: 1) get the furnace cleaned and tuned yearly. This is for safety and can improve the efficiency and the reliability of the system, 2) Shop around for the best price (not pratical for every 200 gal fillup, but you can do it once a year to see who is the most agressive, 3) Reduce air leaks around doors, windows, and in cellar areas, 4) reduce the heat in areas where it is not as important (entrance hall, bedrooms).
Here are some guidelines we give our tenants regarding septic systems:
• Don't deposit coffee grounds, cooking fats, wet-strength towels, disposable diapers, facial tissues(Kleenex, etc), cigarette butts, and other non-decomposable materials into the house sewer. These materials won't decompose, will fill the septic tank, and plug the system.
• Normal amounts of household detergents, bleaches, drain cleaners, and other household chemicals can be used and won't stop the bacterial action in the septic tank. But don't use excessive amounts of any household chemicals. Do not dump cleaning water for latex paint brushes and cans into the house sewer.
• Avoid dumping grease down the drain. It may plug sewer pipes or build up in the septic tank and plug the inlet.
• Use a good quality toilet tissue that breaks up easily when wet. (One way to find out is to put a hand full of toilet tissue in a fruit jar half full of water. Shake the jar and if the tissuebreaks up easily, the product are suitable for the septic tank.) High wet-strength tissues are not suitable. As long as the tissue breaks up easily, color has no effect on the septic tank. Many scented toilet tissues have high wet strength.
• Using too much soap or detergent can cause problems with the septic system. It is difficult to estimate how dirty a load of laundry is, and most people use far more cleaning power than is needed. If there are lots of suds in your laundry tub when the washer discharges, cut back on the amount of detergent for the next similar load. It's generally best not to use inexpensive detergents that may contain excessive amounts of filler or carrier. The best solution is to use a liquid laundry detergent, since they are less likely to have carriers or fillers that may harm the septic system. Many washers also now have settings to reduce the amount of water used for small loads. This can help reduce the burden placed upon the system.
• Starter or septic additives are not needed. Some additives, particularly degreasers, may contain carcinogens (cancer-causing) or suspected carcinogens that will flow into the ground water along with the water from the soil treatment unit.
Septic systems need to be cleaned (pumped, approx $300) periodically. For 5 active people and a washing machine, every 2-3 years as advisable. Make sure that you find out when it was last done and do it now if needed. Septic repairs can be very expensive.
Fireplaces are wonderful, but not good for reducing general heating costs. The problem is that too much warm air is sucked up the chimney. This does not mean you should not enjoy them, but just do not consider it as a solution to the cost of oil. You can improve their heating efficiency by using a glass screen and opening the vent for outside air (if it has one). If you are serious about heating with wood (many do in Vermont), then you should consider installing a good quality wood stove that uses the fireplace flue ($1500+).
Good luck in your new home.
Michael
[This message has been edited by Michael P. Bedesem (edited 09-28-2005).]