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#171967 - 03/24/03 10:41 AM Equipment Insurance for Gigging Musicians
kbrkr Offline
Senior Member

Registered: 11/19/02
Posts: 2866
Loc: Tampa, FL
Does anyone carry insurance on their equipment? How much does it cost and how much does it cover? Does homeowners insurance cover it if you are not a full-time musician?

Thanks
Al G
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Al

Pa4x - LD Systems Maui 28 - Mackie Thumps

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#171968 - 03/24/03 10:44 AM Re: Equipment Insurance for Gigging Musicians
Scottyee Offline
Senior Member

Registered: 12/01/99
Posts: 10427
Loc: San Francisco Bay Area, CA, US...
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#171969 - 03/24/03 11:46 AM Re: Equipment Insurance for Gigging Musicians
travlin'easy Offline
Senior Member

Registered: 12/08/02
Posts: 15576
Loc: Forest Hill, MD USA
You betcha'
I have a policy that covers all my equipment at full, new, replacement value--not a depreciated value. It has a $100 deductable, per claim and covers all hazards, including some drunk dumping a pitcher of beer into the keyboards. I also carry liability insurance because the places I play require it. If you play for a living and do not have equipment and liability coverage, it's like playing Russian Roulette with a fully loaded gun.

Cheers,

Gary
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PSR-S950, TC Helicon Harmony-M, Digitech VR, Samson Q7, Sennheiser E855, Custom Console, and lots of other silly stuff!

K+E=W (Knowledge Plus Experience = Wisdom.)

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#171970 - 03/24/03 05:06 PM Re: Equipment Insurance for Gigging Musicians
kbrkr Offline
Senior Member

Registered: 11/19/02
Posts: 2866
Loc: Tampa, FL
How'd I mis this original thread? Hmmmm.

Thanks for the replies - I'll check with my agent to see what the story is.

Regards,
Al
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Al

Pa4x - LD Systems Maui 28 - Mackie Thumps

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