Scott,
We frequent agree on many things, but this is one the few things we don't agree on.
Keep in mind the PSR-3000 does not have a separate mic volume knob on the top of the keyboard--it doesn't need one. And, from my perspective, neither does the T4 or any other keyboard.
My outlook on this is a bit different, but it seems to work very well for me. Once I've set the trim pot on the back of the keyboard to the 12 O'clock position, and the electronic mic volume slider to 85, using the Crown CM-311A mic, I'm ready to go. My vocal to style volume ratio is perfect--regardless of the style I select.
Now, if the crowd noise increases, which is sometimes the case, I NEVER touch the keyboard's master volume or the mic slider. Instead, I gently nudge the master volume of the Bose L1 Compact enough to compensate for the crowd noise. More often than not, a tiny nudge on the Bose is all that's necessary.
My reasoning behind this is the delicate balance between the keyboard's output and the Bose input is constantly being maintained. There's no chance of overdriving the Bose input and causing distortion. I can crank the L1 Compact's output as high as needed, enough to blow out the windows if necessary and my vocal to style volume ratio will still remain the same.
Changing those volume ratios can lead to a disastrous outcome. I've been to places where the vocalist completely overpowers the accompaniment to the point where you want to scream "Turn down the mic a$$hole. I've seen other situations where the drummer should be placed in a sound-proof room because he's slamming the drums so hard that he's popping drumsticks. When I was playing in a 5-piece country band we had a lead guitarist who was incredible, but as the night progressed he would crank up his guitar volume to the point it would make your ears bleed. You couldn't hear any other instrument, let alone hear the vocalist. The point I'm trying to make is there needs to be a good balance between the vocal and instrument volumes. Once that balance is set, there's no reason to change either. That's why amps and mixers have a maser volume control.
Gary