Don, sounds like you better go back to work as an OMB entertainer. Not only is it a lot of fun, you can set your own hours so you can get more time for fishing.
Golf is almost as expensive as saltwater fishing, but not quite as bad. And, BOAT is an acronym for Break Out Another Thousand. We call those thousands boat bucks.
As for the Yamaha harmonizer, the latest generation on the S-950 is actually pretty good. Not as good as the TC Helicon, but pretty close if you set it up properly, which takes a bit of time and experimenting, which many players are not willing to do. Big741 (Dan) has posted instructions on this procedure and if you follow them to the letter you will get good to excellent results.
Now, get your boney ass to work old man,
Gary