For the home performer and novice setting up the keyboard is the
most important. Even a average player sounds better when the
board is setup correctly.
Getting a new keyboard is pure gravy ! Lloyd
Performance depends on the skills of the performer.
Even for most home performers the performance usually resides on the top spot, there is noting more fullfilling as playing a piece of music perfectly... I dont see how player skills are an issue here..
I agree with the top pic...
but my 2nd on the list would definately be discovering the features of a new keyboard and finding your way around with all those lovely tools...