That is really bad man. There is nothing we can say or do to ease the emotional pain you and your wife are going through right now.
And the insurance company being the biggest thieves of them all brings more salt on the wound.
We have survived worse, and there is enough money to order a new T5 and some 88 keys for under it, and i was barely using the modules...
Some things just happen and you can not change anything about it, or change it back..
I am going to contact Korg and Yamaha this afternoon to see if they can bloakc the serials when it comes to online content..