Bachus you sound like a strong individual, be ready to do battle with the insurance people, they can be ruthless. The invasion of your home is unforgivable.
Years back I was tired so I left my equipment in my. The car was on the driveway eight feet from my home. I brought my guitar into the house. The next morning the car was gone. It took me a little while to believe what had happened. I walked part of the driveway and still couldn’t believe. When I accepted what had happened I was angry. I was angry because of my wife’s safety, my home was invaded and it was going to take a while before I felt secure again.
The insurance people told me that I was not covered; they were wrong. Any personal items within ten feet of my home my equipment were covered. They took advantage of every angle including of age of the instruments. And if I didn’t have a sales slip they would not cover the item.
I say this tongue-in-cheek, I played their game and got enough money to cover the replacement of all my stuff.
John C.