Hi there...
I think that the latest models in the Yamaha range use memory chip technology...I suppose the manufs either go for internal hard disk memory/storage function or seperate memory chips.
All I can say from personal experience using the SD Card with my KN7000 is that it loads extremely quickly compared to the old floppy disk and of course stores a totally different amount of data in the form of registrations and audio files etc etc.
Rog
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Roger M