Me indulging in what I want for myself is hardly injurious to society...if I couldn't afford it, then it would be a different matter...the cost of an upgrade works out to less than the price of a Tim Horten's coffee a day...hardly tailspin material.

The people who bought beyond their means still had a choice...the banks, and whatever, made it easy perhaps, but the customer who does not look into things fully before they sign on the dotted line, has no one to blame but themselves.

Ian