I know I have made many times the amount I could have earned in the music business. I felt it was too risky, even though I would have much rather played music than sell insurance for forty years. I think it depends on your degree of talent, ability to entertain, locale, and the nut you are dealing with at the time. Dave is above average, for sure, and more power to him. I didn't have as much fun, but have been financially rewarded for my sacrifice. Now I can have my cake and eat it.